K & S Credit Repair

I haven't had anything changed yet and I haven't had any communication from them at all. A fair credit score could cost you thousands of dollars in interest over the lifetime of a loan, k & s credit repair. I could never get in touch with someone. Highlights- a great chapter on credit scoring and improving your score; a good section on finding a good credit bad will a repo affect my establishing and re-establishing credit, negotiating with collectors and I liked the tests after each chapter.

No one ever called me to discuss anything after they said they would. They have been response when I've had questions and I'm usually able to get ahold of someone. This repair ovation credit is a must read!!

They just wanted to get more money out of me. Step 1: Tell the credit reporting company, in writing, what information you think is inaccurate.

They don't seem to be in a hurry to help out my credit score and they haven't met my expectations. Fausto Miguel matos. I read this book and was amazed by the amount of information it gave. I like the fact that you can read what applies to you if you choose. You can ask for an investigation —at no charge to you — of information in your file that you dispute as inaccurate or incomplete. They only time they called me was when I tried to cancel my membership. They went over our contract time, k & s credit repair, kept taking money out of my account, and would not discontinue my contract for months.

Get started with your FREE credit report consultation and see why thousands love our service, and our app. Do yourself a favor and save some money, too. This author hits every area of credit that people need help with. Some people hire a company to investigate for them, but anything a credit repair company can do legally, you can do for yourself at little or no cost. Parents can use this as a guide. Christine Wilkerson. They're pretty response - answered all my questions.

It really helped me get a second chance in building new purchases, like the house I have today. Key Credit Repair made a big difference with my credit. Really great customer service. They also must forward all the relevant data you provide about the inaccuracy to the organization that provided the information.

My scores are in the because of them. You may want to enclose a copy of your report, and circle the items in question. Reply from Key Credit Repair. Very Good Credit Score Fair Credit Score Total Interest Cost Difference.

No change in credit. It's very easy to follow, up-to-date, comprehensive. Poor lack of communication and accountability for not for filling obligations in which I was up for. Kids need to be informed now before they go out and start opening credit accounts they will later regret.

They did a good job on my credit… but they only do so much. Started working witht hem a year ago and they've only removed one item from my credit histroy and with that, my credit score has only slightly increased. They are very slow with the service and you have to pay him monthly and the case has no end so he has to pay you until they say.

I am happy I have this book and look forward to sharing it and all that I have learned from it. You can improve your credit report legitimately, but it takes time, a conscious effort, and sticking to a personal credit repair training nyc repayment plan.

No one can legally remove accurate and timely negative information from a credit report. What's your credit costing you? Credit reporting companies must investigate the items you question within 30 days — unless they consider your dispute frivolous. The ones I've read in the past k & s credit repair touch on certain things here and there, but this author really gives you what you need. Best app, this company really works for you and with you to get your credit cleared and get you back on track.

Did not repair my credit. Awful took my money and never called me back. Very disappointed. Total bad business. Average Loan Amount. I really recommend them to all our friends. Because I didn't see a change on my credit. Welcome back! There was just no contact whatsoever. Keep copies of your dispute letter and enclosures. Helpful and kind. In this world you can't do anything without good credit.

It even gives little quizes at the end of each chapter to help you retain the info. My credit did not improve and I paid lots of money. Within a month of signing up with them, my score shot up at least 50 points. I had them for 7 or 8 months, and for the last 2 months, nothing was done. You get fliers in the mail, email messages, and maybe even calls offering credit repair services, k & s credit repair.

Everything from credit scores to id theft is covered here and in great detail. I did have an issue trying to cancel my membership, but they eventually helped me. This book is definately informative. It wasn't really their fault I just didn't know I needed to verify my identity. You don't have to read the entire book from front to back but i'd recommend it for complete understanding.

After the information provider gets notice of a dispute from the credit reporting company, it must investigate, review the relevant information, and report the results back to the credit reporting company.

The process was good, it just didn't give me the results that I wanted in the 3 months I had them. They failed to fix my credit after paying all that money. Hard to talk to someone when you have something negative to say to them. It not only helps repair houston companies credit top in understand ways to repair your credit, but gives you knowledge of how to make responsible decisions in using credit.

Monica Dallas and Harold Ellis. By law:. When I had some issues, I was unable to get a copy of my Equifax credit report for almost months. I contacted them a couple of times and asked them about certain things. Use our sample letter to help write your own. They were good in getting the derogatory stuff off your credit. William A. Abruptly closed location without warning. I wil never use them again.

The best part is that the chapters are so well segmented that you can just flip to the area you need help with and go from there. Customer support was not easy to get in contact with. I would say they were very polite, but I did not see any emails and their was no communication after they visit web page deducting money from my account.

Erica Deane. Android App. Alfredo Bran. This company really cares about you and your future. Hard to make contact and receive help they call immediately until you sign up then no phone calls back from valarie to help after or anyone else. They all make the same claims:, k & s credit repair. Very unhappy with this organization.

The only thing I would have like more of is some negotiating tips but overall it's good. Didn't fix my credit at all and I was with them for a long time I believe a year or so. Apr 21, I can't say enough good things about Nikitas and Key Credit, they are on the forefront of technology and using it to stay on top of your credit.

Very attentive and professional when they answer your questions. They need to be educated on how to establish and maintain a great credit rating. I love them just like family. It is highly recommended! I'm buying copies for each of my college children. I always get a response back weekly. If you know anyone that has credit or financial issues, teenagers about to graduate from HS and college age kids-this would be a great gift for any occasion.

Include copies NOT originals of any documents that support your position. Works diligently with you. Check your progress. I've read many books on credit and this is one of the better ones. Buy it and read it for yourself. They raised score points that raised my credit from to Devin Daley.

This book by far is the best credit guide out there today. In addition to including your complete name and prompt credit repair magic 3.0 recommend, your letter should identify each item in your report that you dispute; state the facts and the reasons you dispute the information, and ask that it be removed or corrected.

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The Key Credit Repair service includes an online portal that provides clients with full access to track their credit repair progress. Testimonials represent the results of the particular individual and you should not expect the same result because your case is different than everyone else's. Works diligently with you. Unlike some other credit repair companies, Key Credit Repair does not have licensed attorneys on staff to help consumers with various credit-related legal obstacles.

In this world you can't do anything without good credit. There is also no guarantee of negative item removal or good credit results. What if a credit repair company you hired doesn't live up to its promises? Read more Read less. Christine Wilkerson. The company also works with more than one credit bureau throughout its credit repair process.

Other companies were taking a hefty fee each month but only doing a small amount of work. The company is known to clearly explain to consumers what it can or cannot do before enrollment.

Abruptly closed location without warning. There are no short cuts at Key Credit Repair. Helpful and kind. Those services rob you of the protection from having the item re-inserted onto your credit report after deletion and appealing an item if you receive an unfavorable response.

They did this to drag out the process and to make the clients pay thousands of dollars unnecessarily. There was a problem filtering reviews right now. Top reviews Most recent Top reviews. Apr 21, I can't say enough good things about Nikitas and Key Credit, they are on the forefront of technology and using it to stay on top of your credit.

Erica Deane. My credit did not improve and I paid lots of money. Verified Purchase. You can:. Information about an unpaid judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer. We started this company when we saw that people in our community were being under served with credit.

However, k & s credit repair word IS there. Don't have a Kindle? Very disappointed. Unfortunately, the https://creditrepair.moe/local-credit-repair.html does not negotiate debt settlements k & s credit repair the behalf of clients, does not have any licensed attorneys on staff, and does not provide services to consumers in all 50 states.

Instead, our system considers things like how recent a review is and if the reviewer bought the item on Amazon. It's the Insider's Guide to Credit Repair. Top reviews from the United States. Although the FTC can't resolve individual credit disputes, it can take action against a company if there's a pattern of possible law violations. Most credit counselors offer services through local offices, online, or on the phone. No change in credit. Additionally, the company's website gives customers access to a helpful blog, credit fact and credit law pages, a frequently asked questions page, customer reviews, k & s credit repair, over free credit education videos, and success stories.

Reply from Key Credit Repair. Every item is challenged in writing. Lexington Law can do things I was not able to accomplish by myself. Monica Dallas and Harold Ellis. From day one, Lexington Law Firm, as a company and its staff of attorneys, k & s credit repair, has given me so much and treated me like I was an important person. It may be worthwhile to contact creditors informally to discuss their credit standards. This houston credit repair reviews got quick responses and positive results.

If possible, find an organization that offers in-person counseling, k & s credit repair. Our team of credit experts help each and every client individually to take the next step towards credit freedom.

Key Credit Repair does not force commitments or obligations upon clients and does not charge an upfront fee for its services. Third-party reviews available online also speak highly of the company and recommend its repair services. Here's how we do it. Total bad business. Kindle Cloud Reader Read instantly in your browser. Inside Secrets from a Credit Industry Professional There are a plethora of books out there promising to show consumers how to repair their credit.

Key Credit Repair provides a number of helpful resources for customers. Jesse Eisenberg's latest fiction. I skimmed through the first chapters, because I'd spent the money. This means that our clients can get the credit score they deserve, sooner rather than later. Alfredo Bran. The company also discloses its certifications clearly on its corporate website and has received numerous positive reviews.

My scores are in the because of them. Fausto Miguel matos. Those who have questions regarding the company's state availability must contact the company directly to learn that information. It isn't the Insider's Guide to Credit. Very unhappy with this organization. Though Key Credit Repair services nationwide they are a smaller reputable credit repair firm located in the Boston area.

Many states also have laws regulating credit repair companies. I love them just like family. This company really cares about you and your future. View Best Credit Repair Companies. If the word repair was dropped from the title, it might be a decent book. You also can file a complaint with the Federal Trade Commission.

So we decided to change things! Poor lack of communication and accountability for not for filling obligations in which I was up for. You first get to the repair part on page ! There are a number of positive testimonials from customers and proof of deletion items on the corporate website.

We decided to offer our clients an option to fix an unlimited amount of inaccurate items, for one flat monthly fee that never needs to be paid up-front. Key Credit Repair appears to be a legitimate and reputable credit repair company with over 10 years in the industry. Those who are in need of debt settlement negotiation services must seek assistance from a separate company. Even a great book. The credit repair firm offers an initial free consultation with a comprehensive action plan that includes a detailed timeline.

Sentiment Criteria. They raised score points that raised my credit from to Devin Daley. John C. It also analyzes reviews to verify trustworthiness. Register a free business account. They failed to fix my credit after paying repair my own credit that money. Some may look only at recent years to evaluate you for credit, and they may give you credit if your bill-paying history has improved.

I will recommend them to anyone who is trying to establish good credit. How are ratings calculated? If you have bad credit, it is recommended that you conduct your own research, visit the company's website, and read a few verified Key Credit Repair reviews before enrolling in credit repair services. File your complaint online at ftc. If you have a problem with a credit repair company, report it to your local consumer affairs office or to your state attorney general AG.

Because I didn't see a change on my credit. They are very slow with the service and you have to pay him monthly and the case has no end so he has to pay you until they say. Please try again later. Luckily, the company does offer a day money-back guarantee. Those other companies have opted for online disputes that forfeit your rights, k & s credit repair. Creditors set their own standards, and not all look at your credit history the same way.

All rights reserved. Didn't fix my credit at all and I was with them for a long time I believe a year or so. Al Swanson Top Contributor: Arduino.

Lexington promises only to communicate with creditors on your behalf and in your name, verify report changes with bureaus, and provide you timely information about changes in your reports. The Credit Repair Organization Act CROA makes it illegal for credit repair companies to lie about what they can do for you, and to charge you before they've performed their services.

The seven-year reporting period starts from the date the event took place. Many are nonprofit and work with you to solve your financial problems. Customer reviews. Hard to make contact and receive help they call immediately until you sign up then no k & s credit repair calls back from valarie to help after or anyone else.

Consumers should be aware of the following things before deciding to work with a credit restoration company. They helped me 2 different times and both times I worked with them I had a great experience and they're cleaning everything off my name I had now I'm working on building my credit back thank you. You have some options. I was a client of Lexington Law for seven months and in the first three months, I saw an improvement in my credit. There are no setup or sign up fees and our first payment is ONLY charged after we complete your first work.

Boosting your credit utilization. Highlights- a k & s credit repair chapter on credit scoring and improving your score; a good section on finding a good credit counselor; establishing and re-establishing credit, negotiating with collectors and I liked the tests after each chapter.

They only made it worse. But they were really nice. Maybe they can actually help people with damaged credit. The client rep that I'd spoken was very detailed in explaining to me the areas that needed most attention and how the program works. Have fun trying to reach someone in customer service. I was able to upload everything they needed, but nothing ever changed while they said they were resolving the issue.

My score would raise to For 1 YEAR, 4 mos. I was impressed! Keep copies of your dispute letter and enclosures. This site misrepresents key credit repair. They do seem well-written and for those just beginning their lives in credit America, it's good advice, to be sure.

I only went with them because I wanted to see if I could go from really good to perfect basically. And they said they could do everything I wanted within a month. The best part is that the chapters are so well segmented that you can just flip to the area you need help with and go from there. And if the information is found to be inaccurate, the provider may not report it again. Can you say class action law suit???? Angela Buchanan. Thanks for taking my money. Lexington promises only to communicate with creditors on your behalf and in your name, verify report changes with bureaus, and provide you timely information about changes in your reports.

I already had really good credit. Step 2: Tell the creditor or other information provider, k & s credit repair, in writing, that you dispute an item. After a few months, they said they were really sorry that the initial sales person told me all these things and that what she said was not true.

She way over promised and over sold the company. In the end, they did not impact my score at all. You may want to enclose a copy of your report, and circle the items in question. You don't have to read the entire book from front to back but i'd recommend it for complete understanding. Building Credit Managing credit cards Understanding the credit score range. That's RICH!! Author of Hidden Credit Repair Secrets.

And in the very beginning they had promised me that. This company instead of helping with my credit and my finances. I believe Key Credit Repair has changed my credit reputation. This company is a scam!! This place is ridiculous! Overall, they completely failed me and they were a piece of crap. This book by far is the best credit guide out there today. I call for rent to own number and end up paying Andrey Shabura.

Seemed fishy to me so I went with Lexington. This company truly defines " Excellence" because they are passionate at what they do. Even I wondered if she should be promising me an credit score. Improving Credit What is a good credit score? Then send out emails text messages stated your account is on hold. Garbage company, I swear its all a scam.

This author hits every area of credit that people need help with. You also can ask the credit reporting company to give your statement to anyone who got a copy of your report in the recent past. Everything from credit scores to id theft is covered here and in great detail.

The first person who see this article me was an eager sales person. She knew that and I finally said no more, they took 2 more unauthorized pmts out. Any one else scammed by these con artist feel free to contact me.

If you ask, the credit reporting company must send notices of any correction to anyone who got your report in the past six months. Went to BBB and they told then I was trying to rip them off, cussed then out and was unreasonable. Credit reporting companies must investigate the items you question within 30 days — unless they consider your dispute frivolous.

Good luck. You also can ask that a corrected copy of your report be sent to anyone who got a copy during the past two you professional credit repair software join for employment purposes. Given the title and rating, plus the fact this title was recent, I felt it could help.

After the information provider gets notice of a dispute from the credit reporting company, it must investigate, review the relevant information, and report the results back to the credit reporting company. I wish there was a negative 34 that's what I would give this company. I've read many books on credit and this is one of the better ones.

In addition to including your complete name and address, your letter should identify each item in your report that you dispute; state the facts and the reasons you dispute the information, and ask that it be removed or corrected. It even gives little quizes at the end of k & s credit repair chapter to help you retain the info. The customer service was out of this world good! They only got 1 thing taken off of 1 credit report and there were many more things I wanted done.

I am a struggling person trying to desperately repair his credit. Fixing Credit What is a bad credit score? I was a little skeptical at first. Change that and I might think it's something you credit noobs could use. Already it takes 45 for there debt validation letter. It's very easy to follow, k & s credit repair, up-to-date, comprehensive. Testimonials represent the results of the particular individual and you should not expect the same result k & s credit repair your case is different than everyone else's.

They were super friendly, nice, helpful people. Can you say class action law suit??? Until then it's just another attempt to take your money, too. Credit repair scams Credit repair laws Frequently asked questions. They were professional, did not cut corners or try and make me do half the work and less expensive. I've done what I could up till now but wanted some solid advice on fixing the things I couldn't get done myself. She said the small things I needed to remove from my credit score would be so easy to fix.

I went through a divorce where my ex did everything she could and is still doing, 4 years later to destroy my credit. They helped me 2 different times and both times I worked with them I had a great experience and they're cleaning everything off my name I had now I'm working on building my credit back thank you. Pretty good scam just saying Pricier than others, definitely cut corners. Two chapters 2 on repair. The credit reporting company also must send you written notice that includes the name, address, and phone number of the information provider.

Understanding Credit What are credit bureaus? I started out with a ended up with a After these people scam you out of hundreds of dollars a month Steve Vodic. They were very responsive with emails and we communicated very well. I read this book and was amazed by the amount of information it gave. I had to send envelopes full of correspondence from companies to them all yr and she wouldn't return calls or emails, notjibg changed, the "pie chart" that was to show the progress never moved!

If the investigation reveals that the disputed information is inaccurate, the information provider has to notify the nationwide credit reporting companies so they can correct it in your file.

My credit score was exactly when I joined. I have a very good experience with this company. Many providers specify an address for disputes. I'm very angered and saddened by it. If the provider reports the item to a consumer reporting company, it must include a notice of your dispute. John C. I am consulting with an attorney about a class action law suit. It did not go into detail as I wanted it to on certain topics, but the information it did give was very important to consumers.

As the author of Hidden Credit Repair Secrets, I felt that this book had a lot of good short and to the point information. The only thing I would have like more of is some negotiating tips but overall it's good. First off there's NO I mean NO money back gaurentee 2nd they will charge your card everyday till funds are available sometimes before it's due. They have provided me right advice and now I am eligible to apply for a Home Loan.

I was in hospital with crohns disease and Cancer. Include copies NOT originals of documents that support your position. Told me up front that within 6 mos, k & s credit repair. Can not recommend given the title. All rights reserved. They also must forward all the relevant data you provide about the inaccuracy to the organization that provided the information. I like the fact that you can read what applies to you if you choose.

When the investigation is complete, the credit reporting company must give you the results in writing, too, and a free copy of your report if the dispute results in credit repair services in baton rouge la change.

Works diligently with you. You can:. I had them for 7 or 8 months, and for the last 2 months, nothing was done. The company also discloses its certifications clearly on its corporate website and has received numerous positive reviews.

Really great customer service. My scores are in the because of them. Amazon Drive Cloud storage from Amazon. Erica Deane. What is a credit report? John C. Very attentive and professional when they answer your questions. Every item is challenged in writing. What is a credit score? Amazon Payment Products.

I would say they were very polite, but I did not see any emails and their was no communication after they started deducting money from my account. What if a credit repair company you hired doesn't live up to its promises? Other companies were taking a hefty fee each month but only doing a small amount of work.

No change in credit. Our team of credit experts help each and every client individually to take the next k & s credit repair towards credit freedom. Amazon Music Stream millions of songs. Step 2: Tell the creditor or other information provider, in writing, that you dispute an item.

There are no setup or sign up fees and our first payment is ONLY charged after we complete your first work. Awful took my money and never called me back. Building Credit Managing credit cards Understanding the credit score range. They are very slow with the service and you have to pay him monthly and the case has no end so he has to pay you until they say.

Sell on Amazon Start a Selling Account. This means that our clients can get the credit score they deserve, sooner rather than later. A credit reporting company can report most accurate negative information for seven years and bankruptcy information for 10 years. I love them just like family. Helpful and kind. AmazonGlobal Ship Orders Internationally. Fixing Credit What is a bad credit score? Get to Know Us. And if the information is found to be inaccurate, the provider may not report it again.

See all reviews. Understanding Credit What are credit bureaus? Credit repair scams Credit repair laws Frequently asked questions. You have some options. They failed to fix k & s credit repair credit after paying all that money. They did this to drag out the process and to make the clients pay thousands of dollars unnecessarily. Luckily, k & s credit repair, the company does offer a day money-back guarantee, k & s credit repair.

I contacted them a couple of times and asked them about certain things. Didn't fix my credit at all and I was with them for a long time I believe a year or so. Very disappointed. Fausto Miguel matos. The company also works with more than one credit bureau throughout its credit repair process. So we decided to change things! Total bad business. Amazon Rapids Fun stories for kids on the go. ComiXology Thousands of Digital Comics. Alexa Actionable Analytics for the Web. There's a problem loading this menu right now.

If the provider reports the item to a consumer reporting company, it must include a notice of your dispute. Shopbop Designer Fashion Brands. DPReview Digital Photography. We started this company when we saw that people in our community were being under served with credit.

Back to top. There are no short cuts at Key Credit Repair. We decided to offer our clients an option to fix an unlimited amount of inaccurate items, for one flat monthly fee that never needs to be paid up-front. Ring Smart Home Security Systems. Abruptly closed location without warning. I really recommend them to all our friends.

Include copies NOT originals of documents that support your position. Many providers specify an address for disputes. East Dane Designer Men's Fashion.

Alfredo Bran. Amazon Advertising Find, attract, k & s credit repair, and engage customers. Information about an unpaid judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer. All rights reserved. Did not repair my credit. You also can ask the credit reporting company to give your statement to anyone who got a copy of your report in the recent past.

Those services rob you of the protection from having the item re-inserted onto your credit report after deletion and appealing an item if you receive an unfavorable response. The Credit Repair Organization Act CROA makes it illegal for credit repair companies to lie about what they can do for you, and to charge you before they've performed their services. Many states also have laws regulating credit repair companies.

Reply from Key Credit Repair. They did a good job on my credit… but they only do so much. Improving Credit What is a good credit score? Sentiment Criteria. The seven-year reporting period starts from the date the event took place. You also can ask that a corrected copy of your report be sent to anyone who got a copy during the past two years for employment purposes. Apr 21, I can't say enough good things about Nikitas and Key Credit, they are on the forefront of technology and using it to stay on top of your credit.

There is also no guarantee of negative item removal or good credit results. Unfortunately, the company does not negotiate debt settlements on the behalf of clients, does not have any licensed attorneys on staff, and does not provide services to consumers in all 50 states, k & s credit repair.

Those other companies have opted for online disputes that forfeit your rights. When negative information in your report is accurate, only time can make it go away. In this world you can't do anything without good credit. Because I didn't see a change on my credit. This company really cares about you and your future. It covers every aspect of credit from the major players, credit scores, and how to reestablish and establish credit.

My credit did not improve and I paid lots of money. They're pretty response - answered all my questions. Get free delivery with Amazon Prime. If you ask, the credit reporting company must send notices of any correction to anyone who got your report in the past six months.

Deals and Shenanigans. Amazon Renewed Like-new products you can trust. Christine Wilkerson. Very unhappy with this organization. The process was good, it just didn't give me the results that I wanted in the 3 months I had them.

If you have bad credit, it is recommended that you conduct your own research, visit the company's website, and read a few verified Key Credit Repair reviews before enrolling in credit repair services.

Poor lack of communication and accountability for not for filling obligations in which I was up for. Monica Dallas and Harold Ellis. I always get a response back weekly. English Choose a language for shopping. Learn more about Amazon Prime. PillPack Pharmacy Simplified. They raised score points that raised my credit from to Devin Daley.

Boosting your credit utilization. They were good in getting the derogatory stuff off your credit. What you need to know about loans. View Best Credit Repair Companies. It really helped me get a second chance in building new purchases, like the house I have today. Hard to make contact and receive help they call immediately until you sign up then no phone calls back from valarie to help after or anyone else.

It did not go into detail as I wanted it to on certain topics, k & s credit repair, but the information it did give was very important to consumers. Boosting your credit utilization. Credit repair lubbock tx wasn't really their fault I just didn't know I needed to verify my identity.

They only got 1 thing taken off of 1 credit report and there were many more things I wanted done. The only thing I would have like more of is some negotiating tips but overall it's good.

They raised score points that raised my credit from to Devin Daley. If the investigation reveals that the disputed information is inaccurate, the information provider has to notify the nationwide credit reporting companies so they can correct it in your file. No one ever called me to discuss anything after they said they would. I went through a divorce where my ex did everything she could and is still doing, 4 years later to destroy my credit. Alfredo Bran. Didn't fix my credit at all and I was with them for a long time I believe a year or so.

Android App. They're pretty response - answered all my questions. If the provider reports the item to a consumer reporting company, it must include a notice of your dispute. They have been response when I've had questions and I'm usually able to get ahold of someone. You don't have to read the entire book from front to back but i'd recommend it for complete understanding. In the end, they did not impact my score at all. Author of Hidden Credit Repair Secrets.

Really great customer service. Understanding Credit What are credit bureaus? She way over promised and over sold the company. Maybe they can actually help people with damaged credit.

Thanks for taking my money. I just don't like the length of time it takes. I've read many books on credit and this is one of the better ones. It even gives little quizes at the end of each chapter to help you retain the info. I already had really good credit. They just wanted to get more money out of me. The best part is that the chapters are so well segmented that you can just flip to the area you need help with and go from there.

I really recommend them to all our friends. It's very easy to follow, up-to-date, comprehensive. It really helped me get a second chance in building new purchases, like the house I have today. They did a good job on my credit… but they only do so much. Credit reporting companies must investigate the items you question within 30 days — unless they consider your dispute frivolous. I would say they were very polite, but I did not see any emails and their was no communication after they started deducting money from my k & s credit repair.

Building Credit Managing credit cards Understanding the credit score range. They don't seem to be in a hurry to help out my credit score and they haven't met my expectations.

The process was good, it just didn't give me the results that I wanted in the 3 months I had them. They also must forward all the relevant data you provide about the inaccuracy to the organization that provided the information.

I read this book and was amazed by the amount of information it gave. The credit reporting company also k & s credit repair send you written notice that includes the name, address, and phone number of the information provider.

Did not repair my credit. I only went with them because I wanted to see if I could go from really good to perfect basically. They made a mistake. I skimmed through the first chapters, because I'd spent the money. You also can ask the credit reporting company to give your statement to anyone who got a copy of your report in the recent past.

Key Credit Repair made a big difference with my credit. I contacted them a couple of times and asked them about certain things. But they are one of the few companies that is actually good at what they do because some companies can't remove items.

Keep copies of your dispute letter and enclosures. I like the fact that you can read what applies to you if you choose. I call for rent to own number and end up paying In addition to including your complete name and address, your letter should identify each item in your report that you dispute; state the facts and the reasons you dispute the information, and ask that it be removed or corrected. I did have an issue trying to cancel my membership, but they eventually helped me.

Credit Repair. Given the title and rating, plus the fact this title was recent, I felt it could help. They were super friendly, nice, helpful people. Our Services How it works? You may want to enclose a copy of your report, and circle the items in question. They do seem well-written and for those just beginning their lives in credit America, it's good advice, to be sure. When the investigation is complete, the credit reporting company must give you the results in writing, too, and a free copy of your report if the dispute results in a change.

I wil never use them again. I haven't had anything changed yet and I haven't had any communication from them at all. She said the small things I needed to remove from my credit score would be so easy to fix. Everything from credit scores to id theft is covered here and in great detail. Monica Dallas and Harold Ellis. What is a credit score? Our reviews Free credit report consultation. This author hits every area of credit that people need help with.

The first person who contacted credit repair phone number was an eager sales person. Best app, this company really works for you and with you to get your credit cleared and get you back on track. You also can ask that a corrected copy of your report be sent to anyone who got a copy during the past two years for employment purposes.

They only time they called me was when I tried to cancel my membership. What is a credit report? Within a month of signing up with them, my score shot up at least 50 points.

Include copies NOT originals of documents that support your position. Step 2: Tell the creditor or other information provider, in writing, that you dispute an item. Overall, they completely failed me and they were a piece of crap. They were very responsive with emails and we communicated very well.

Very attentive and professional when they answer your questions. Hard to talk to someone when you have something negative to say to them. There was just no contact whatsoever. Started working witht hem a year ago and they've only removed one item from my credit histroy and with that, my credit score has only slightly increased. Two chapters 2 on repair. I had them for 7 or 8 months, and for the last 2 months, nothing was done.

Hard to k & s credit repair contact and receive help they call immediately until you sign up then no phone calls back from valarie to help after or anyone else. What you need to know about loans. And they said they could do everything I wanted within a month. I was able to upload everything they needed, but nothing ever changed while they said they were resolving the issue. They were good in getting the derogatory stuff off your credit.

Highlights- a great chapter on credit scoring and improving your score; a good section on finding a good credit counselor; establishing and re-establishing credit, negotiating with collectors and I liked the tests after each chapter. But they were really nice. After a few months, they said they were really sorry that the initial sales person told me all these things and that what she said was not true.

Until then it's just another attempt to take your money, too. Many providers specify an address for disputes. When I had some issues, I was unable to get a copy of my Equifax credit report for almost months. William A. I always get a response back weekly. I could never get in touch with someone. If you ask, the credit reporting company must send notices of any correction to anyone who got your report in the past six months. Can not recommend given the title. They failed to fix my credit after paying all that money.

Awful took my money and never called me back. And in the very beginning they had promised me that. Change that and I might think it's something you credit noobs could use.

After the information provider gets notice of a dispute from the credit reporting company, how do i repair my credit to buy a home must investigate, review the relevant information, and report the results back to the credit reporting company.

I've done what I could up till now but wanted some solid advice on fixing the things I couldn't get done myself.

Even I wondered if she should be promising me an credit score. They went over our contract time, kept taking money out of my account, and would not discontinue my contract for months.

Customer support was not easy to get in contact with. And if the information is found to be inaccurate, the provider may not report it again.

As the author of Hidden Credit Repair Secrets, I felt that this book had a lot of good short and to the point information.

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