Credit Repair Services Texas

KalisekSan Antonio, Texas. Credit repair services texas firm also represents some clients on a pro bono basis. The Credit Restoration team has helped many of my clients improve their credit FICO scores, credit repair services texas resulted in more closed loan transactions.

Where can I obtain a bond? The process takes about six months, and most customers start seeing results within the first 45 days.

Pflugerville, TX. While in this position, he split time between representing clients who had been the victims of domestic violence in divorce, paternity and protective order cases and clients who were being evicted from their section 8 and rural development subsidized housing.

CarlaSan Antonio, Texas. Log in and check your progress from your mobile device or desktop platform. AnonSan Antonio, Texas. The State of Texas requires there to be a licensed attorney on staff at every credit repair company.

During his last year of law school, he had the opportunity to participate in an internship at Western Ohio Legal Services in Lima, Ohio where he was able to assist in the representation of clients who were involved in family law and other consumer cases. We just helped one of our clients get his dream car!! Hiring a credit repair company in Dallas is not always an easy decision. W e simply are the Best Texas credit repair company that strives for purpose with expedient results!

DavidSan Antonio, Texas. From this firm, John moved to Lexington Law Firm. While there are plenty of reputable credit repair companies in the Dallas area, here are a few ways to identify a scam:. Bond Requirements in Texas What is a surety bond? How does it work? Read More. Texas Best Credit Repair Dallas. A fair or bad credit score is anything under Your credit score is crucial when making major milestone purchases, such as a home or a car.

Is a surety credit repair required in Texas? Texas Best Credit Repair Houston. It requires a lot of research, deliberation and time. Numerous addresses and name aliases on your credit report may….

With the help of Robby, Sarah and all of his staff we got our credit from the pits up to within a few points of a big We will always learn more here grateful to Marcia for sending us to Robby and his staff at Credit Restoration of Texas. Business credit ideas repair marketing have recommended CRTX services to my family, friends and clients with total confidence.

And within a couple of months your team had completely removed them. I have to admit that I was a little hesitant at first es I have to admit that I was a little hesitant at first especially for the money I paid up front, but I must say, it was worth every penny!

We are extremely happy in our new home in San Antonio, both working and as they say happily ever after. Asking consumers to pay for services before they have been provided. Subsequently, John was hired to practice with Clifford V. CharlotteSan Antonio, Texas. John has worked as an attorney in both a private and public interest practices. Misrepresenting the services they provide. George, Utah where John represented clients in family law and general litigation including small claims cases.

A description of the services that will be performed to repair your credit. Percent of Population with Credit Scores Below Altering consumers identity, applying for a new EIN or creating a new identity or attempting to obtain false credit history. Texas Best Credit Repair Austin. Your Message. Call Now Why Choose Us? Sign Up Today! Let us help Repair Your Credit today — Call us now Credit Score Factors What is a credit score? Credit repair companies in Dallas must adhere to strict state and federal regulations.

Read Less. Federal law makes it illegal for credit repair companies to give you false information about your credit to earn your business. Goodwill negotiation involves negotiating with creditors and asking them to remove negative factors from your credit history that are impacting your credit score. The firm also practices to a smaller degree in the areas of family law including divorce, paternity and protective orderscriminal law including juvenile criminal offenses credit repair services texas juvenile court general consumer litigation the firm has had a few cases where it has represented consumers that have been the victims of defective design and construction in relation to their homes and some collection defense on behalf of consumer debtors.

Best solution in Texas, who guarantees that if your scores do not raise after removing items and building positive credit on your profile then we will refund all of your money, no questions asked. Heatherwilde Blvd. Some credit repair services call and ask creditors to remove it.

Legal credit repair companies must provide a written contract between the company and the client. A perfect credit score isbut any score of more than is considered exceptional. The firm focuses the majority of its practice and representation of its clients in the area of consumer credit report repair. Dunn PC, a small law firm in St. CarrieSan Antonio, Texas. It has changed my future!

When we began our scores were credit repair services texas low that nobody would give us any credit at all, we mean nobody. Dallas, TX. Who is the authority for credit repair in Texas? We were referred to Robby Allen with Credit Restoration of Texas by Marcia our Loan Officer who told us in order to buy a home we needed to restore will roundtree credit repair credit, it was in really bad shape, Robby came to the rescue.

Consumers can sue if a credit repair organization violates the Credit Repair Organizations Act. We truly have a refer We truly have a referral partnership. The entire process is fully visible from start to finish from an easy to navigate client portal to watching your credit improve from the comfort of your own home.

Credit disputation involves contacting creditors and disputing items on your credit report that are impacting your score. Because so many Texas residents are struggling with debt and poor credit, there are many credit repair companies in the area.

Take action today with a leader in the credit industry. Also, the CRTX team did an excellent job in keeping us informed on client status. It also requires asking companies multiple questions to make an informed and confident decision. What Our Credit repair services texas Are Saying. Credit repair companies have the experience and expertise to get the results you want.

Austin Credit Repair Local Office. Zero risk. State Laws Every state has different rules, regulations and requirements.

Houston, TX.

Through my realtor I was referred to Credit Restoration of Texas and they were able to assist me in raising my score. I was working two jobs and trying to get a home but my credit score was not high enough to be eligible for a loan.

Texas Credit Fix wants you to know your rights. Fixing Credit What is a bad credit score? Share your experience with this company Offers credit repair services with a free consultation. Accredited Partner Credit Saint.

Texas Best Credit Repair Dallas. Each road map includes a different level of mortgage credit repair, restoration and coaching. Who knows how much money I will save in the future repair credit capital one of lower interest rates!

The expert service they offer is no joke, it works and it has literally changed my life and boosted my business. I am confident that in the next two years I will be completely debt free, my money will be working for me, and I will never have to be afraid of bills or calls from creditors.

Alexander Credit. When you and your staff started digging When you and your staff started digging into my credit history my credit was quite poor ranging from to Two years later after the corrections that you were able to make and following your sound advice on how to build my credit my scores are ranging from to and only climbing. Who is the authority for credit repair in Texas?

Prosperity Credit Repair. Accredited Partner The Credit Pros. John C. Dear Robby and Sarah,I just wanted to take a moment to thank you again. The most important thing that has changed for me is my spirits. Read 1, Reviews. A description of the services that will be performed to repair your credit. I recently arrived from Alaska with my three children, divorced and no friends or close family.

Is a surety bond required in Texas? Over Removals Sofia Torres Previous Client. Fast, Efficient Credit Tinker federal credit union repo lot Resolution. I now have half the amount of debt and three times my debt in savingsuse credit wisely, and make better financial decisions. Get a powerful CRM that handles your business for you Train and learn about the business Create a professional website Market your business to new clients.

Share your experience with this company Offers free, in-depth credit consultations with FICO-certified experts. Credit repair scams Credit repair laws Frequently asked questions. All of this is available with Credit Repair Cloud. State Laws Every state has different rules, credit repair services texas, regulations and requirements.

Improving Credit What is a good credit score? Learn More. Share your experience with this company Provides no-cost credit consultations. Credit Repair Contracts If you are providing credit repair services to consumers, under Federal law CROA you are required to provide a contract for those consumers. Danielle Livingston Previous Client.

God bless you, your family and your team! I was depressed about money before. Credit Access. Bond Requirements in Texas What is a surety bond? Where can I obtain a bond? Read 37 Reviews. Read Author Review. Some Fun Facts about our agency? Marcus White Previous Client. I just wanted to say how impressed I am with your service, I had a few old bad accounts that were keeping me from buying a house and an investment property.

Understanding Credit What are credit bureaus? Each client is unique, which is why we create an individualized credit repair mortgage approval road map for each client.

The product that you offer your customers works because you and your team make it work. Please extend my thanks to your staff. Get the news you need delivered to you Sign up to receive our free weekly newsletter.

Read Reviews. US Best Credit Solutions. This letter is long overdue because of the impact that you all have had on my life I am forever grateful, "credit repair services texas". Read More I just wanted to say how impressed I am with your service, I had a few old bad accounts that were keeping me from buying a house and an investment property.

Get Started! You and your team care about helping people break the shackles that bind them, credit repair services texas. Building Credit Managing credit cards Understanding the credit score range.

Our real estate credit repair company has a tried-and-true process for handling credit dispute resolution. We had been featured on. What is a credit report? Through my realtor I was referred Read More I recently arrived from Alaska with my three children, divorced and no friends or close family. I was in a dismal financial situation two years ago…screening calls, making poor decisions, there was a time that I was even turned down for a job because of my careless mistakes with credit.

I still have tons of room to grow but in such a short time I have grown to be a cost conscious consumer and serious saver. The process we use is fast and efficient, with score boosting results in only days! Thank you so much, Robby.

Capture new leads and close more deals Use the data you gather to scale your business Automate credit repair services texas functions: signature capture, payment integrations, meeting scheduling, and more. Multiple phase audit process.

Lexington Law. As a result, clients are able to buy a home with bad credit that has now been restored thanks to our specialized real estate credit repair home buying program! It has now almost been two years down the road from you two helping me take a step in the right direction toward financial freedom. Boosting your credit utilization. Thank you so very much and have a wonderful holiday season! All rights reserved. We want our clients to truly understand what their credit report means and what they can do immediately to increase credit scores to buy a home.

I just wanted to take a little time out to say thank you and Credit Restoration of Texas. Read 32 Reviews. Share your experience with this company Reviews your credit history and provides evaluation and analysis. This is incredible!

It involves:.

Given this tough economic times it is great to partner with a company that can really help people become home owners. Credit repair companies in Dallas must adhere to strict state and federal regulations.

If you have an office in more than one city or county, you might need to get a license for each one. Now we are going to refinance our house and save tens of thousands of dollars in interest. A friend referred me to Credit Restoration of Texas, and within 30 days the collections were removed and my scores went from Experian, Equifax, and Trans Union to ExperianEquifaxand Trans Union !!

Get Started! All rights reserved. While in this position, he split time between representing clients who had been the victims of domestic violence in divorce, paternity and protective order cases and clients who were being evicted from their section 8 and rural development subsidized housing.

I am now a proud homeowner with a rate of 3. Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf. Dallas, TX. Credit disputation involves contacting creditors and disputing items on your credit report that are impacting your score. See TX. CRTX has the best Customer Relations Management Team and web based software to keep us and our clients informed during the credit restoration process.

Texas Best Credit Repair Austin. Some Fun Facts about our agency? Individual results may vary. I tried to tackle it myself by contacting the collector paying the bill but they would not remove it.

For over one year CRTX has helped my clients to improve https://creditrepair.moe/credit-repair-license-new-york.html credit score which have led to numerous loan approvals for homes, credit repair services texas. Goodwill negotiation involves negotiating with creditors and asking them to remove negative factors from your credit history that are impacting your credit score. Federal law makes it illegal for credit repair companies to give you false information about your credit to earn your business.

We have seen many, many deletions of negative items. Legal credit repair companies must provide a written contract between the company and the client. When we started my scores were in the 's and now they are mid 's, thank you so much to all the staff and Credit Res Read More "Thank you so much Robby for helping me and my family get financing for new our home we couldn't have done it without you.

There are many insurance companies that offer surety bonds. Pflugerville, TX. More than one in five credit reports contain a mistake, impacting 40 million consumers nationwide. Thank you so much for all your help! If you fail to perform or cause consumers harm, the bond will cover resulting damages or losses. Some credit repair services call and ask creditors to remove it.

Texas Best Credit Repair Houston. Texas https://creditrepair.moe/reddit-credit-repair.html in the bottom ten in credit scores in the United States and has the second highest credit card debt in the nation. Charges a flat-rate fee for each bureau deletion. They were great about working with me on the cost and keeping me informed about the progress of my credit repair.

Now my broker and other loan officers are using CRTX. Texas Credit Fix wants you to know your rights. Because so many Texas residents are struggling with debt and poor credit, there are many credit repair companies in the area. We obtain your credit reports and create a plan targeting the questionable negative items affecting your credit score.

Read More For over one year CRTX has helped my clients to improve their credit score which have led to numerous loan approvals for homes. Not only that, but you Texas has the second-highest number of payday lenders in the nation, making debt unmanageable for many Texans. During his last year of law school, he had the opportunity to participate in an internship at Western Ohio Legal Services in Lima, Ohio where he was able to assist in the representation of clients who were involved in family law and other consumer cases.

I began the program with scores in the low s, a negative account and multiple credit inquiries. Marcus White Previous Client. Some states require a surety bond to provide credit repair services within their state. A fair or bad credit score is anything under Your credit arroyo heritage grande repair credit is crucial when making major milestone purchases, such as a home or a car.

The State of Texas requires there to be a licensed attorney on staff at every credit repair company. We strongly encourage you to do your own research or hire a competent legal professional prior to making any business or legal decisions.

Danielle Livingston Previous Client. While there are plenty of reputable credit repair companies in the Dallas area, here are a few ways to identify a scam:. It also requires asking companies multiple questions to make an informed and confident decision.

Thank you so much Dennis and Credit Restoration of Texas for helping me so much and making it possible to be a homeowner. The staff is very friendly, honest, reliable and shows great concern for us. For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented. Does Texas require a credit repair license? Consumers can sue if a credit repair organization violates the Credit Repair Organizations Act.

Over Removals Sofia Torres Previous Client. I checked my credit at Transunion yesterday and my score has gone up from a to a in less than 30 days! I have tried working with different creditors, but they will not work with me, it was not for a lack of trying, and the cost of certified letters was killing me.

I finally made the decision to use a credit repair company to give my credit the extra Read More For a couple years I have been blindly trying to repair my credit on my own with whatever random information I could gather in hopes of bettering my read article. It requires a lot of research, deliberation and time. Texas Best Credit Repair Dallas. For a couple years I have been blindly trying to repair my credit on my own with whatever random information I could gather in hopes of bettering my credit.

I finally made the decision to use a credit repair company to give my credit the extra jump start it needed so I called and got plugged in with Dennis and we began our journey. Hiring a credit repair company in Dallas is not always an easy decision.

Most counties and cities in the state require business licenses or permits for all businesses, including one-person, home-based operations. Subsequently, John was hired to practice with Clifford V. I have tried working with different creditors, but they will not work with me, it was not for a lack of trying, and the cost of certi Read More I checked my credit at Transunion yesterday and my score has gone up from a to a in less than 30 days!

Also my clients have been very satisfied with the service received from CRTX. Texas does require a surety bond. When we started my scores were in the 's and now they are mid 's, thank you so much to all the staff and Credit Restoration Of Texas. I am so glad Bubba came into my life and referred me to you. All of the information below is public information found on the states website. When your car is…. Heatherwilde Blvd. The average credit score in Texas is A perfect credit score isbut any score of more than is considered exceptional.

Now I have a credit score in the low s, no negative accounts and less inquiries then when I began. John has worked as an attorney in both a private and public interest practices. San Antonio, TX.

More than one in five credit reports contain a mistake, impacting 40 million consumers nationwide Texas residents, call Lexington Law for a:.

From the start their customer service was so personalized and so go Read More Credit Restoration of Texas has improved our credit score tremendously in just 5 months. Find my match. Los Angeles, CA The company has created a dynamic Power Process that analyzes your credit and provides comprehensive financial coaching. Thanks Robby for all you help and being there for me. Proven Credit Repair Results Lexington Law has worked to help thousands of clients in Texas with our credit repair services.

Some companies charge a one-time fee to access your credit history and related documentation. He walked me through all the steps that were needed to help repair my credit.

I would recommend him and the Credit Restoration of Texas to anyone looking to repair their credit or just clean up their issues. Powerful results to build your scores and secure your future. We customize professional individualized dispute letters for unlimited items on each of the three credit bureaus to find potential candidates for removal, deletion, correction. I teamed up with Robby Allen with Credit Restoration of Texas in May of and by late November he was able to help me credit repair services texas my score up to buy my first home.

Most Reviewed. Who is the authority for credit repair in Texas? FREE transunion report summary. We are also a trusted source for our referral partners that count on us to assist their clients in securing a home loan with bad credit. Want your company to be on this guide? Credit Restoration of Texas has improved our credit score tremendously in just 5 months. What's Your Credit Costing You? Unsubscribe easily. Top Rated. The end result for hiring our mortgage credit repair service is to get you approved for a home loan.

Hey Robbie! A friend referred me to Credit Restoration of Texas, and within 30 days the collections were removed and my scores went from Experian, Equifax, and Trans Union to ExperianEquifaxand Trans Union !! He wa Read More I teamed up with Robby Allen with Credit Restoration of Texas in May of and by late November he was able to help me get my score up to buy my first home. She believes conscious consumption is everyone's responsibility and that all content deserves integrity. Pro Credit Analysis Careful and experienced analysis of discrepancies : late payments, tax liens, charge offs, bankruptcies, repossessions, judgements, and foreclosures across all 3 Bureaus; Transunion, Equifax, and Experian.

Get a powerful CRM that handles your business for you Train and learn about the business Create a professional website Market your business to new clients. Join our next free training! Count on our real estate credit repair company for unmatched customer service and the opportunity to improve your chances for obtaining a home loan. To help with this, we offer credit restoration education, credit repair services texas, advising our clients in paying down their balances appropriatly and building up a strong payment history.

Thank you. We value your privacy. Robby was great to work with, he was willing to answer any question that I had. Bureau challenges. He was there with me through all my pains of getting my score up. Credit Repair for Texas Trusted leaders in credit repair for a reason.

FREE personalized credit repair consultation. Texas Best Credit Repair helps more families become homeowners thanks to our broad industry experience, credit expertise, back-end technology capabilities and firm partnerships. What to know about credit repair services in Dallas The average credit score in Texas is Credit repair regulations in Dallas Credit repair companies in Dallas must adhere to strict state and federal regulations.

Expedient rapid results to ensure quicker approvals and higher scores. Bond Requirements in Texas What is a surety bond? Highest Rated. Texas Comes Here For. Is a surety bond required in Texas? Not just click for source how your score measures up? Also my clients have been very satisfied with the service received from CRTX.

Thank you so much for all your help! Sign up to receive our free weekly newsletter. We have extensive partnerships with most major real estate and mortgage companies in Texas to help our clients. I have a fresh start and I feel confident in the future I will be able to provide my children because of all your help.

As a member of the ConsumerAffairs Research Team, Kathryn Parkman believes everyone deserves easy access to accurate and comprehensive information on products and businesses before they make a purchase, which is why she spends hours researching companies and industries for ConsumerAffairs. Most Popular. I tried to tackle it myself by contacting the collector paying the bill but they would not remove it. Take a Financial Relief Quiz. Our credit repair specialists in Texas have the skills, technology, and expertise in both real estate and credit repair, which means the decisions we make improvef our clients chances of securing a home loan in the future.

Where can I obtain a bond? All of this is available with Credit Repair Cloud, credit repair services texas. Our services are based on a team approach by working closely with our partners to provide a true un-biased expert credit analysis. Are credit repair scams common Dallas? Capture new leads and close more deals Use the data you gather to scale your business Automate more functions: signature capture, payment integrations, meeting scheduling, and more.

Thank you and every Read More Thank you so much for all your help! Get matched with an Accredited Partner. Ready To Fix Your Scores? Quick Results We get started to work for you right away. His work with some of my creditor to remove them from my report was great. Thank you and everyone who assisted with my case, for everything you have done. We closed on March 30th We're still not unpacked yet Just wanted to say thanks again for everything!

My brother in law may be Read More Hey Robbie! Free Consultation. FREE transunion fico credit score. From the start their customer service was so personalized and so good that we felt comfortable and right at home. My brother in law may be contacting you to help also.

Show all. Home Loan Approvals. Credit Repair Contracts If you are providing credit repair services texas repair services to consumers, under Federal law CROA you are required to provide a contract for those consumers.

Most customers see results within 35 - 45 days.

Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf. Provides no-cost credit consultations. Offers credit repair services with a free consultation.

Your Message. Thank you so much for all your help! I have a fresh start and I feel confident in the future I will be able to provide my children because of all your help. I have tried working with different creditors, but they will not work with me, it was not for a lack of trying, and the cost of certi Read More I checked my credit at Transunion yesterday and my score has gone up from a to a in less than 30 days!

Cancel credit repair services any time, credit repair services texas. Over custom letters. For a couple years I have been blindly trying to repair my credit on my own with whatever random information I could gather in hopes of bettering my credit.

I checked my repair section 609 templates credit at Transunion yesterday and my score has gone up from a to a in less than 30 days! Numerous addresses and name aliases on your credit report may…. Most clients see credit scores increase by 50 points over six months.

Given this tough economic times it is great to partner with a company that can really help people become home owners. Texas does require a surety bond.

Provides a discount plan for qualified consumers. Provides free consultations. They were great about working with me on the cost and keeping me informed about the progress of my credit repair. I tried to tackle it myself by contacting the collector paying the bill but they would not remove it. The staff is very friendly, honest, reliable and shows great concern for us. When we started my scores were in the 's and now they are mid 's, credit repair services texas, idea www 609 credit repair com simply you so much to all the staff and Credit Restoration Of Texas.

Dunn PC, a small law firm in St. We have seen many, many deletions of negative items. For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented. Box Austin, Texas A surety bond is a three-party agreement that legally binds your credit repair company who needs the bondthe state who requires the bond and a surety company that sells the bond.

W e simply are the Best Texas credit repair company that strives for purpose with expedient results! Includes a point guarantee or six-months-free policy on all credit plans.

Read More For over one year CRTX has helped my clients to improve their credit score which have led to numerous loan approvals for homes. If you fail to perform or cause consumers harm, the bond will cover resulting damages or losses. I am so glad Bubba came into my life and referred me to you, credit repair services texas. Credit expertise. We obtain your credit reports and create a plan targeting the questionable negative items affecting your credit score. While in this position, he split time between representing credit repair services texas who had been the victims of domestic violence in divorce, paternity and protective order cases and clients who were okc credit repair evicted from their section 8 and read article development subsidized housing.

For over one year CRTX has helped my clients to improve their credit score which have led to numerous loan approvals for homes. Online portal for tracking progress.

I began the program with scores in the low s, a negative account and multiple credit inquiries. Uses a four-round credit process of analyzing, disputing, negotiating and repairing bad credit. Now we are going to refinance our house and save tens of thousands of dollars in interest. There repair fes reviews credit many insurance companies that offer surety bonds.

Also my clients have been very satisfied with the service received from CRTX. The entire process is fully visible from start to finish from an easy to navigate client portal to watching your credit improve from the comfort of your own dummies kit credit repair for. Now my broker and other loan officers are using CRTX. I finally made the decision to use a credit repair company to give my credit the extra jump start it needed so I called and got plugged in with Dennis and we began our journey.

Not available in Oregon or North Carolina. I have tried working with different creditors, but they will not work with me, it was not for a lack of trying, and the cost of certified letters was killing me, credit repair services texas. Average credit score improvement results within six months. Zero risk. So in other words, you must follow the law for the state the consumer lives in. Subsequently, John was hired to practice with Clifford V.

George, Utah where John represented clients in family law and general litigation including small claims cases. I am now a proud homeowner with a rate of 3. See TX. Removal or change of erroneous information. A friend referred me to Credit Restoration of Texas, and within 30 days the collections were removed and my scores went from Experian, Equifax, credit repair services texas, and Trans Union to ExperianEquifaxand Trans Union !!

Cancel services anytime. From this firm, John moved to Lexington Law Firm. Credit improvement technology. Now I have a credit score in the low s, no negative accounts and less inquiries then when I began. Direct contact with creditors and collection agencies. Thank you and every It involves:. I finally made the decision to use a credit repair company to give my credit the extra Read More For a couple years I have been blindly trying to repair my credit on my own with whatever random information I could gather in credit repair services texas of bettering my credit.

Customers typically see credit score improvements within days. John has worked as an attorney in both a private and public interest practices.

Thank you so much Dennis and Credit Restoration of Texas for helping me so much and making it possible to be a homeowner. Texas Secretary of State. No money-back guarantee. Log in and check your progress from credit repair services texas mobile device or desktop platform. Guarantees of a 50 total point increase or your money back. How credit repair services texas it work? Some states require a surety bond to provide credit repair services within their state.

Cancel account anytime. During his last year of law school, he had the opportunity to participate in an internship at Western Ohio Legal Services in Lima, Ohio where he was able to assist in the representation of clients who were involved in family law and other consumer cases.

Multiple phase audit process. Offers free, in-depth credit consultations with FICO-certified experts. CRTX has the best Customer Relations Management Team and web based software to keep us and our clients informed during the credit restoration process. Reviews your credit history and provides evaluation and analysis. Commitment to Long-Term Development. Best solution in Texas, who guarantees that if your scores do not raise after removing items and building positive credit on your profile then we will refund all of your money, no questions asked.

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