Citibank Credit Repair

ez credit repair now reviews If the threat of pre-litigation in this instance is a collection ploy, you will know as soon as you are contacted by the company your debt is placed with.

The counseling agency can often get you a lower interest rate and cut monthly credit card payments across all of your credit cards, rather than you struggling to get all or your credit card banks to agree to a plan, or only being able to get temporary hardship payment reductions.

I haven't received the green card yet either. How were you going to fund a realistic settlement offer were Citi to make one available? Did you mean:. I never got a response from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received.

I became aware of the unpaid balance when I got a phone call from a collector collecting the balance due and I immediately paid. I myself wrote one to Verizon last week for a final bill I forgot about and went to collections a few years ago. I got two letters today.

If you want to settle the Citi debt, you have to identify a source of funds to do so. My concern is that you do not appear to have the money to do so. I'm hoping that Verizon will do that in my case for this account.

Another saying they were unable to remove all the delinquencies. Here's what it said I am writing to you today regarding my telephone account The purpose of my correspondence is to see if you would be willing to make a "goodwill" adjustment on the reporting of this account to the credit agencies. It's deep stuff. I hope that Verizon is willing to work with me on erasing this mark from my credit reports. To all you goodwill letter writers Keep gunnin!

We are required by law to report your payment history accurately to the credit bureaus. But you never know. If not, you should. He removed some other lates for me. I am simply asking Verizon for a courtesy gesture of goodwill in having the credit bureaus remove this citibank credit repair from my report. It was for like 28 bucks or something! Easiest Citibank Store Card to get?

I took the template letter from this site and personalized it. You will have options to make a payment plan or settle the account wherever it lands. And it's fun to do. I paid as soon as I got the first collection call but it was too late, it ended up a paid charge-off. I can certainly appreciate the circumstances see this article impacted your ability to make payment on your account. I citibank credit repair with this guy before.

First, I gotta construct a certification credit repair of a letter.

I wonder if they'll reply to the snail mail since they've already replied via email. Please consider that the Fair Credit Reporting Act does not demand that ALL accounts be reported, only that any account that is reported be reported accurately. I would like to stress that the information currently being reported is accurate, I am not disputing anything with Verizon.

I provide this not to justify why the account was unpaid, but rather to show https://creditrepair.moe/no-credit-check-auto-repair-financing.html this issue is not a good indicator of my actual credit worthiness, citibank credit repair. Thats what I plan to do with Citibank every month until On the phone with them right now. Because your credit profile reflects the manner in which your account was maintained, the account information and payment history reflected on your credit bureau are correct and will not be changed.

Therefore, a company does have legal discretion and permission to remove any account it chooses from the credit report. But I am on the phone now pouring it on That did'nt work! You can speak with a certified counselor today at ext coast to repair plano tx, and also learn more about consolidating monthly payments. And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense.

If you do not make a payment, or some arrangement with Citibank, the account will charge off and be put into their collection pipeline. Without the resources needed, even if accumulated over time, and a realistic plan to settle collection accounts, the situation can eventually lead to court and being sued for your unpaid Citi credit card, citibank credit repair.

I however made the mistake of overlooking the very last citibank credit repair when I closed the account. The account is not going to go away after charge off. Search instead for. I sent it to an "Executive Response Unit" ooooooohhhh! But I sent the same letter to another address today. Message 21 of Message 22 of Established Contributor.

Now, to wait for a response Crfix I got some stuff for you. Credit counseling companies have decades of history of getting people set up on affordable credit card repayment plans with Citibank. New Member. As soon as I became aware of the balance I paid the balance in full. I wonder just how many letters they get regarding these things I hope they don't look at my letter and think "here's another CIC letter", lol Good luck!

Then find the presidents address. Message 24 of Frequent Contributor. I faxed it on Thurs. All forum topics Previous Topic Next Topic. As soon as you know who that is there are some predictable things that will happen next. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. I think it will be cool. If not do another letter, find out the presidents office address and go at them again.

Message 23 of Moderator Emeritus. Showing results for. I sent mine to the address posted on my credit report, citibank credit repair. I am totally confused. I should have kept better records regarding the account and I take full responsibility. If it's the same guy, then reply with something like Next step, send it cmrrr straight to the president. One from Home Depot credit services requesting more info. I left my email address on the fax but have had no response.

I never emailed him but I guess whoever on that email list must have kicked it to him. Have you looked into your options with bankruptcy? During the time period this account was established I was very happy with the service and made every attempt to honor my account agreement to the fullest.

Those lates were truly their fault. While you are on here do a search on how to get corporate email addresses. You reference speaking to Citibank about settling your credit card debt. I got bounced around for about an hour. I would have buttered them up some more by talking about how much of a great company Verizon is and no other company would suit your needs, if I was famous I would endorse Verizon, blah blah blah.

Talking to a credit counselor one on one to get a lower monthly payment estimate is free. Re: Easiest Citibank Store Card to get? I'm crossing my fingers for you on the email.

And when I called they gave me the fax number to the "credit reporting" department but said there was no email. The funny thing though when I called to ask for the fax number they automatically knew I wanted to fax something regarding credit reporting. Someone different may get the snail mail and do you the favor??? If so, then wait to see who signs for it. I know that payment was my responsibility and I am not attempting to justify this breach of my user agreement.

I regret that I was unable to honor your request. I was however hoping you might review please click for source circumstances under which this non-payment occurred and consider removing the negative trade line associated with this account from my credit reports. Wow that sucks.

And the original "refusal dude" was to embarrassed to call so he got his flunkie to do it. I got bounced around for about an hour. And when I called they gave me the fax number to the "credit reporting" department but said there was no email.

If Citi has yanked the offer to set you up on the 60 month repayment plan, they likely would accept a similar plan if it was submitted to them through a nonprofit consumer credit counseling agency.

We recently received your notification of dispute. Sign In Help. Another saying they were unable to remove all the delinquencies. Unfortunately, we were unable to comply with your request based on the information provided. I received no reply. While you are on here do a search on how to get corporate email addresses.

You will have options to make a payment plan or settle the account wherever it lands. I got his number so I can follow up with him. I'm also dealing with Asset Acceptance, ick! I will be checking my report everyday till I see it drop. Can learn more here find the name out of the guy you spoke to and write him directly? Very nice lady. Keep trying! My concern is that you do not appear to have the money to do so.

Improve your profile and go for the cards you actually want. Good to see you're a successful begger, lol. You can speak with a certified counselor today at ext 1, and also learn more about consolidating monthly payments. Just yesterday I sent out an email to everybody on my HSBC contact list about my wife's account and I kid you not I got like 5 calls from people ready to handle the issue.

They can see ALL of your history when you apply, not just history with them. I doctored up the letter a little. It's a collection I paid right away a billion years ago! Fingers crossed! If so, citibank credit repair, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your other credit card debts? Even if for example Zales is easy to get, if you have zero use for it, what's the point? I sent mine to the address posted on my credit report. But I sent the same letter to another address today.

If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you. I never got a please click for source from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received.

Have you looked into your options with bankruptcy? Or check my mail for the letter he claim was sent. And it's fun to do. At least not yet. In line with that, I never understand the whole "get in with" such and such lender, or at least I find it very overblown.

Well, well, well, after days of checking my report and still seeing that 30 day late even after Citibank credit repair received personal letters stating it would be taken care of Let's hear it for goodwill letters!

Explain to him what happened. Talking to a credit counselor one on one to get a lower monthly payment estimate is free. If they say no. You reference speaking to Citibank about settling your credit card debt. Please contact me if there is a need to know which representatives I spoke with. I didn't give up. The account is not going to go away after charge off. Credit counseling companies have decades of history of getting people set up on affordable credit card repayment plans with Citibank, citibank credit repair.

Said they aren't able to remove it and apologized again. If you want to settle the Citi debt, you have to identify a source of funds to do so. I got two letters today, citibank credit repair. Take the steps to improve your profile and get what you want vs settling for a card you don't really want. If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon. Again, instead of getting a card you do not particularly want just to "get in" with Citi, how about going for what you actually want?

If no change or no letter, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys! He claimed he works under the dude that kept saying "no" and that the dude was on vacation. The counseling agency can often get you a lower interest rate and cut monthly credit card payments across all of your credit cards, rather than you struggling to get all or your credit card banks to agree to a plan, or only being able to get temporary hardship payment reductions.

The quality of service provided by both entities makes their partnership an incredible alliance. How were you going to fund a realistic settlement offer were Citi to make one available? I am totally confused. I thought I paid my balance in full, I had a 5. It's deep stuff. As soon as you know who that is there are some predictable things that will happen next. Forum Topics. Thank you for contacting Verizon Customer support. I received a reply in the mail from Verizon and my request was de-nied!

I sent it to an "Executive Response Unit" ooooooohhhh! Three weeks later, I forwarded the email again and begged him to please consider my request. I know there's an argument for "relationship" and "good usage of a Citi card in the past" I just kind of disagree.

When I learned that Best Buy was an easier card to get I jumped on it because I want to get my foot in the door with Citibank and like to shop at Best Buy.

But check this out here is the new scoop. I previously sent this letter in which the responses characterized the limited authorization of all the representatives I came in contact. I am sending this correspondence to humbly ask for your assistance in a matter in which I have exhausted my resources. Now, to wait for a response Crfix I got some stuff for you. I would really appreciate it! I think if you have a good credit profile and history period, you'll be fine to apply for what you actually want, and not have to take the "steps" of lesser cards each of which involve a HP and AAOA ding.

Once again CIC Warriors it's who the letter gets to and not necessarily the quality although that is important. She said she would do her best to investigate and see what she could do. I was approved for Macy's with scores. Pay attention to the Citibank credit repair. When someone is trying to re-establish credit after a big bankruptcy or some other credit catastrophe it seems reasonable to be concerned with what credit card might be easiest to get because picking a card visit web page a high probability of approval will limit the number of hard inquiries.

One from Home Depot credit services requesting more info. Citibank credit repair the threat of pre-litigation in this instance is a collection ploy, you will know as soon as you are contacted by the company your debt is placed with.

If you do not make a payment, or some arrangement with Citibank, the account will charge off and be put into their collection pipeline. I just got the email addy of the CEO so I'm going to forward the letter to him and remind him that this is not a dispute but a request for goodwill on their part. I'm thinking of calling her back and asking her if she can at least take off the "Paid Charge Off" detail and maybe change it to "Paid in Full" or just "Paid". I sent my letter, via email to the CEO of Verizon.

About days later, she called back to say she did not have good news. Then hope for the best. Also, I continue to shop at The Home Depot for all of my home improvement needs.

The next day, I received a phone call from someone in his office! But I am on the phone now pouring it on That did'nt work! I think what happened was when I sent this new letter out to both the ceo's, complete with that post script somebody got chewed out.

And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense. Credit history is credit history and even if you have no prior cards with Citi, citibank credit repair, if your profile supports a card, you will get it. I'm gonna go do a search for "corporate email addresses".

Skip Navigation. I'm scared of Asset! I will try to find the link too. I got a call from a citibank rep who says it was taken care more info and he would send out a letter, blah, blah, citibank credit repair.

Sign In Help. Easiest Citibank Store Card to get? Then find the presidents address.

I took the template letter from this site and personalized it. To all you goodwill letter writers Keep gunnin! These debt buyers use debt collection agencies and attorney debt collectors too. I regret that I was unable to honor your request, citibank credit repair. I hope that Verizon is willing to work with me on erasing this mark from my credit reports.

I think it will be cool. I myself wrote one to Verizon last week for a final bill I forgot about and went to collections a few years ago. We are required by law to report your payment history accurately to the credit bureaus. There are reasons Citi will fast track debt collection efforts. I sent it to an "Executive Response Unit" ooooooohhhh! If not do another letter, find out the presidents office address and go at them again.

I would like to stress that the information currently being reported is accurate, I am not disputing anything with Verizon. My concern is that you do not appear to have the money to citibank credit repair so. Without the resources needed, even if accumulated over time, and a realistic plan to settle collection accounts, the situation can eventually lead to court and being sued for your unpaid Citi credit card.

Now, to wait for a response Crfix I got some stuff for you. Forum Topics, citibank credit repair. I left my email address on the fax but have had no response.

I however made the mistake of overlooking the very last payment when I closed the account. Search citibank credit repair for. One from Home Depot credit services requesting more info. Sometimes collection efforts on these credit card accounts wont occur until some time down the road, or after your credit card account is sold off to a debt buyer.

Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type, citibank credit repair. Post your answers to the above questions in a comment reply below and I can offer more detailed feedback. I was however hoping you might review the circumstances under which this non-payment occurred and consider removing the negative trade line associated with this account from my credit reports. All forum topics Previous Topic Next Topic. Have you looked into your options with bankruptcy?

He removed some other lates for me. I haven't received the green card yet either. I'm hoping that Verizon will do that in my case for this account. I interacted with this guy before. I wonder if they'll reply to the snail mail since they've already replied via email. Thats what I plan to do with Citibank every month until On the phone with them right now.

I would have buttered them up some more by talking about how much of a great company Verizon is and no other company would suit your needs, if I was famous I would endorse Verizon, blah blah blah. I never got a response from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received.

I became aware of the unpaid balance when I got a phone call from a collector collecting the balance due and I immediately paid. As soon as I became aware of the balance I paid the balance in full. I am simply asking Verizon for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report. I sent mine to the address posted on my credit report. I provide this not to justify why the account was unpaid, citibank credit repair, but rather to show that this issue is not a good indicator of my actual credit worthiness.

So I sent the letter to two addresses, I faxed it to some number a rep gave me. I can certainly appreciate the circumstances that impacted your ability to make payment on your account. I'm crossing my fingers for you on the email. But you never know. I got bounced around for about an hour. First, I gotta construct a hell of a letter. I should have kept better records regarding the account and I take full responsibility.

I know that payment was my responsibility and I am not attempting to justify this breach of my user agreement. Those lates were truly their fault.

Did you mean:. But I sent the same letter to another address today. New Member. Citibank may send your account directly to an attorney debt collector they have an established relationship with in your state for collection and authorization to sue.

I am totally confused. Message 21 of Message 22 of Established Contributor. Another saying they were unable to remove all the delinquencies. But I am on the phone now pouring it on That did'nt work! And when I called they gave me the fax number to the "credit reporting" department but said there was no email. During the time period this account was established I was very happy with the service and made every attempt to honor my account agreement to the https://creditrepair.moe/bounce-back-credit-repair.html. I got two letters today.

Wow that sucks. I wonder just how many letters they get regarding these things I hope they don't look at my letter and think "here's another CIC letter", lol Good luck! Please consider that the Fair Credit Reporting Act does not demand that ALL accounts be reported, only that any account that is reported be reported accurately.

And I emailed to the big wigs. Message 23 of As soon as you know who that is there are some predictable things that will happen next. I faxed it on Thurs. Michael has participated as an expert panelist in federal consumer protection rule making, collaborated on state law changes governing debt consolidation, has worked as an expert witness in court matters related to the debt relief industry, and is a regular contributor to several personal finance websites.

If so, then wait to see who signs for it. Showing results for. If it's the same guy, then reply with something like Next step, send it cmrrr straight to the president. When the account charges off citibank will do one of three things: Assign your debt out to a debt collection agency who will call and write to you on behalf of Citibank in order to collect. It was for like 28 bucks or something!

Therefore, a company does have legal discretion and permission to remove any account it chooses from the credit report. The account is not going to go away after charge off. I never emailed him but I guess whoever on that email list must have kicked it to him. Re: Easiest Citibank Store Card to get? The funny thing though when I called to ask for the fax number they automatically knew I wanted to fax something regarding credit reporting.

Turn on suggestions. While you are on here do a search on how to get corporate email addresses. I paid as soon as I got the first collection call but it was too late, it ended up a paid charge-off. Someone different may get the snail mail and do you the favor??? Because your credit profile reflects the manner in which your account was maintained, the account information and payment history reflected on your credit bureau are correct and will not be changed.

You will have options to make a payment plan or settle the account wherever it lands. Here's what it said I am writing to you today regarding my telephone account The purpose of my correspondence is to see if you would be willing to make a "goodwill" adjustment on the reporting of this account to the credit agencies, citibank credit repair.

If not, you should. Michael started CRN in with a mission to provide people in need with detailed debt and credit help and education. Citibank and charged off credit card debt and the risk of a collection lawsuit. If you want to settle the Citi debt, citibank credit repair, you have to identify a source of funds to do so.

I wonder just how many letters they get regarding these things I hope they don't look at my letter and think "here's another CIC letter", lol Good luck!

Someone different may get the snail mail and do you the favor??? While you are on here do a search on how to get corporate email addresses. I will try to find the link too. When I learned that Best Buy was an easier card to get I jumped on it because I want to get my foot in the door with Citibank and like to shop at Best Buy. During the time period this account was established I was very happy with the service and made every attempt to honor my account agreement to the fullest.

I sent it to an "Executive Response Unit" ooooooohhhh! If they say no. I'm crossing my fingers for you on the email. If it's the same guy, then reply with something like Next step, send it cmrrr straight to the president. Can you find the name out of the guy you spoke to and write him directly? Then hope for the best. Showing results for. I haven't received the green card yet either, citibank credit repair.

I got two letters today. I got bounced around for about an hour. Forum Topics. Then find the presidents address. Explain to him what happened. I was approved for Macy's with scores. There are reasons Citi will fast track debt collection efforts. Turn on suggestions.

Keep trying! I however made the mistake of overlooking the very last payment when I closed the account. Therefore, a company does have legal discretion and permission to remove any account it chooses from the credit report. And it's fun to do. Sometimes collection efforts on these credit card accounts wont occur until some time down the road, or after your credit card account is sold off to a debt buyer.

I'm also dealing with Asset Acceptance, ick! And when I called they gave me the fax number to the "credit reporting" department but said there was no email. Without the resources needed, even if accumulated over time, and a realistic plan to settle collection accounts, the situation can eventually lead to court and being sued for your unpaid Citi credit card. What are the options for settling your credit card with Citibank? Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.

Michael has participated as an expert panelist in federal consumer protection rule making, collaborated on state law changes governing debt consolidation, has worked as an expert witness in court matters related to the debt relief industry, and is a regular contributor to several personal finance websites. I thought I paid my balance in full, I had a 5.

Sign In Help. What can be seen real time on your credit report, and whether you are paying other credit cards, but not paying Citi. If so, then wait to see who signs for it. I should have kept better records regarding the account and I take full responsibility.

I left my email address on the fax but have had no response. I would like just click for source stress that the information currently being reported is accurate, I am not disputing anything with Verizon.

Michael started CRN in with a mission to provide people in need with detailed debt and credit help and education. Post your answers to the above questions in a comment reply below and I can offer more detailed feedback. I know that payment was my responsibility and I am not attempting to justify this breach of my user agreement. I am totally confused. I took the template letter from this site and personalized it.

Citibank may send your account directly to an attorney debt collector they have an established relationship with in your state for collection and authorization to sue. These debt buyers use debt collection agencies and attorney debt collectors too. When someone is trying to re-establish credit after a big bankruptcy or some other credit catastrophe it seems reasonable to be concerned with what credit card might be easiest to get because picking a card with a high probability of approval will limit the number of hard inquiries.

As soon as I became aware of the balance I paid the balance in full. All forum topics Previous Topic Next Topic. I am simply asking Verizon for a courtesy gesture of goodwill in having the citibank credit repair bureaus remove this account from my report. I hope that Verizon is willing to work with me on erasing this mark from my credit reports. Have you looked into your options with bankruptcy? Here's what it said I am writing to you today regarding my telephone account The purpose of my correspondence is to see if you would be willing to make a "goodwill" adjustment on the reporting of this account to the credit agencies.

I myself wrote one to Verizon last week for a final bill I forgot about and went to collections a few years ago. I think it will be cool. Wow that sucks. I never got a response from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received. Now, to wait for a response Crfix I got some stuff for you. Skip Navigation. I provide this not to justify why the account was unpaid, but rather to show that this issue is not a good indicator of my actual credit worthiness.

Did you mean:. Easiest Citibank Store Card to get? Please consider that the Fair Credit Reporting Act citibank credit repair not demand that ALL accounts be reported, only that any account that is reported be reported accurately. It may have something to do with account activity leading up to your default in payment recent cash advances, balance transfers, increased or large transactions just prior to default.

To all you goodwill letter writers Keep gunnin! I'm hoping that Verizon will do that in my case for this account. Thats what I plan to do with Citibank every month until On the phone with them right now. If you send some canned letter you pulled off a website, Citibank may have flagged your account for legal review.

I would have buttered them up some more by talking about how much of a great company Verizon is and no other company would suit your needs, if I was famous I would endorse Verizon, blah blah blah. I faxed it on Thurs. Search instead for. It's deep stuff. I became aware of the unpaid balance when I got a phone call from a collector collecting the balance due and I immediately paid.

One from Visit web page Depot credit services requesting more info. If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you. Another saying they were unable to remove all the delinquencies. I sent mine to the address posted on my credit report.

If not do another letter, find out the presidents office address and go at them again. I think if you have a good credit profile and history period, you'll be fine to apply for what you actually want, and not have to take the "steps" of lesser cards each of which involve a HP and AAOA ding.

The funny thing though when I called to ask for the fax number they automatically knew I wanted to fax something regarding credit reporting.

I know there's an argument for "relationship" and "good usage of a Citi card in the past" I just kind of disagree. First, I gotta construct a hell of a letter. I was however hoping you might review the circumstances under which this non-payment occurred and consider removing the negative trade line associated with this account from my credit reports.

My concern is that you do not appear to have the money to do so. But I sent the same letter to another address today. Citibank and charged off credit card debt and the risk of a collection lawsuit. When the account charges off citibank will do one of three things: Assign your debt out to a debt collection agency who will call and write to you on behalf of Citibank in order to collect.

If not, you should. It was for like 28 bucks or something! Just yesterday I sent out an email to everybody on my HSBC contact list about my wife's account and I kid you not I got like 5 calls from people ready to please prosperity credit repair llc theme the issue.

But I am on the phone now pouring it on That did'nt work! I paid as soon as I got the first collection call but it was too late, it ended up a paid charge-off.

Therefore, a company does have legal discretion and permission to remove any information it chooses from the credit report. I think if you have a good credit profile and history period, you'll be fine to apply for what you actually want, and not have to take the "steps" of lesser cards each of which involve a HP and AAOA ding.

I think I'll beg some more too to see if she can just get it removed completely. Posted July 15, edited. Can't wait to hear their response!! I too am trying to contact them.

Skip Navigation. Prev 1 2 3 Next Page 1 of 3. This what I got back from the email: Mr. Post your answers to the above questions in a comment reply below and I can offer more detailed feedback.

The account is not going to go away after charge off. I would like to stress that the information currently being reported IS accurate, I am not disputing anything with Citibank.

It's a collection I paid right away a billion years ago! If the threat of pre-litigation in this instance is a collection ploy, you will know as soon as you are contacted by the company your debt is placed with. Michael has participated as an expert panelist in federal consumer protection rule making, collaborated on state law changes governing debt consolidation, has worked as an expert witness in court matters related to the debt relief industry, and is a regular contributor to several personal finance websites.

You will have options to make a payment plan or settle the account wherever it lands. It says We appreciate Posted August 7, citibank credit repair, edited. Posted July 6, Link to post Share on other sites. It wasn't personal at all. You can speak with a certified counselor today at ext 1, and also learn more about consolidating monthly payments.

The next day, I received a phone call from someone in his office! Posted July 21, I'm crossing my fingers for you on the email I myself wrote one to Verizon last week for a final bill I forgot about and went to collections a few years ago. Posted July 20, Bad news They said no dice. Michael started CRN in with a mission to provide people in need with detailed debt and credit help and education. How were you going to fund a realistic settlement offer were Citi to make one available?

If not, you should. Have you looked into your options with bankruptcy? As soon as you know who that is there are some predictable things that will happen next. Posted July 23, Posted July 24, My next move is to check my payment history to see if there were any errors.

I wrote them and they have responded but they did not answer my question at all. When I learned that Best Buy was an easier card to get I jumped on it because I want to get my foot in the door with Citibank and like to shop at Best Buy. So last time my situation was bleek Respectfully yours, strive4credit P.

To whom this may concern: I am writing to you today regarding my telephone account Your kind consideration in this matter is greatly appreciated, citibank credit repair. First of all, don't give up. I was approved for Macy's with scores. Without the resources needed, even if accumulated over time, and a realistic plan to settle collection accounts, the situation can eventually lead to court and being sued for your unpaid Citi credit card.

I am simply asking you for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report. Posted August 30, Posted September 1, Posted September 2, FixMyCredit9 10 Posted September 3, Posted September 3, In line with that, I citibank credit repair understand the whole "get in with" such and such lender, or at least I find it very overblown.

You reference speaking to Citibank about settling your credit card debt. Recommended Posts. I do recognize that this request is unique and that it may not be Citibank's normal policy. Forum Topics. Posted August 9, I would write a goodwill to Fredmeyers, sort of like the one I have. Credit history is credit history and even if you have no prior cards with Citi, if your profile supports a card, you will get it. Posted July 25, This is going to be fun going back and forth with you about this!

And while it's true that the Fair Credit Reporting Act requires that any information reported is accurate, please consider that it does not demand that everything regarding the accounts be reported. Sign In Help. The response came as a form letter. They can see ALL of your history when you apply, not just history with them. Strive4Credit I can certainly appreciate the circumstances that impacted your ability to make payment article source your account.

I'm hoping that you will do that in my case for this account. When someone is trying to re-establish credit after a big bankruptcy or some other credit catastrophe it seems reasonable to be concerned with what credit card might be easiest to get because picking a card with a high probability of approval that mike ramos credit repair your limit the number of hard inquiries.

Very nice lady. Said they aren't able to remove it and apologized again. Posted July 22, I just need to know if someone out here had any citibank credit repair with them and who they sent it to.

She said she would do her best to investigate and see what she could do. Three weeks later, I forwarded the email again and begged him to please consider my request. Again, instead of getting a card you do not particularly want just to "get in" with Citi, how about going for what you actually citibank credit repair I love the fact that you were successful with CitiBank. But I will cut and paste this and respond to his email. I wantes to know if you mind sharing with me who you sent the letter to at Citibank?

Sometimes collection efforts on these credit card accounts wont occur until some time down the road, or after your credit card account is sold off to a citibank credit repair buyer. I know there's an argument for "relationship" and "good usage of a Citi card in the past" I just kind of disagree. As far as the email, no response yet.

Your kind reconsideration in this matter is greatly appreciated. I might have a list already in the barell::BigGun Posted July 26, citibank credit repair, Posted July 27, Still waiting on a written response Posted August 1, It's just a form letter. If you do not make a payment, or some arrangement with Citibank, the account will charge off and be put into their collection pipeline.

Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. I'm thinking of calling her back and asking her if she can at least take off the "Paid Charge Off" detail and maybe change it to "Paid in Full" or just "Paid".

Thats the first rule in goodwilling! But just in case you get frustrated which companies are you trying to get with? If you want to settle the Citi debt, you have to identify a source of funds to do so.

About citibank credit repair later, citibank credit repair, she called back to say she did not have good news. My concern is that you do not appear to have the money to do citibank credit repair. Take the steps to improve your profile and get what you want vs settling for a card you don't really want.

Turn on suggestions. Posted July 16, I really hope you reconsider. I received no reply.

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