American Credit Acceptance Repo Company

Post Comment Post as guest Login Sign up. How Much Are Repossession Fees? Can I ask you how much time do they give you to get your car nonprofit credit repair Also the account was actually closed in It wasn't until this March that they begin reporting it as being recently closed again.

American Credit Acceptance - Bad Repo. Thank You for Your Reply! Private message. Message 5 of EEdtied: deleted because I saw your response. When you sit in the area of past 30 days for a long time and don't get your account to a current status then yes, they will repo your vehicle. Comment review. However, and not in defense of ACA, what you're not realizing is this.

Comment review. I have read and agree to the Pissed Consumer Terms of Service. But, since many of us don't have the cash, we have to finance the purchase. Your Email. Contact Review Author. It's posted to the wrong business. But, I once had a car loan with Bank of America and for 6 months in a row I was making my payment 32 days late keeping me 1 month late constantly.

And just like you, they took my car and told me the fees that would be involved if I wanted to get my vehicle back. Message 6 of Message 7 of American Credit Acceptance Reviews. We are paying double for the vehicle!!!! Read More. You will be automatically registered on our site. Look at the end of the day it wasn't right Theu could have let that person catch up because they going to sell the car at a auction about a dollars and that person still left with the remaining balance just a big tax write off for the company because they know the person cant pay the whole remaining balance.

Your Learn more here. It's posted to the wrong business.

I am the author of review and would like to remove it. Moreover, my monthly payment requirements at a repo hurt your credit time had also changed as I was nearing the end of my national credit, so although I was making my usual payments it was not for the changed amount.

We are processing your message. The missed payment was truly an honest oversight given my medical condition at the time I was bedridden. Great Comment! This business is closed or doesn't exist.

Email address:. A finance company has the right to terminate its contract with you if they feel you have become a risky borrower. Additional Fees. Billing Practices. This business union aod federal repos credit closed or doesn't exist.

You can try to reach review author by writing a comment to the review or try one of our business solutions. This business is closed or doesn't exist. I wish to receive email notifications about future comments. Post comment Cancel. It is unfortunate that you had some hardships, and I have been there before.

None of that information was communicated to me. I wish to receive email notifications about future comments. Comment Helpful 13 Not helpful I have read and agree to the Pissed Consumer Terms of Service. I would say No, do not deal with this company. Borrowing the funds costs money in the form of interest.

I understand your plight, trust me I do. We are processing your message. I wish to receive email notifications about future comments. Company Name. You will be automatically registered on our site. Company Name. I HATE American Credit Acceptance, but I think if you thought your situation out a little more and a bit more maturely and stopped pointing fingers then you'd see that they did not break the law in the way they repossessed your vehicle.

I don't even care about the credit at this point, I just want out of this high, rediculous, finance charge. Contact Review Author. Rating Details. Last Name. Username and password will be sent to you via email. Contact Review Author. Your Email. It's posted to the wrong business. Private message.

sky blue repair reviews are credit repair services legitimate It's inappropriate or not family friendly.

Contact Review Author. How much are auto repo fees? Nice to see the heartless employees of ACA getting on here to comment.

Good luck! If you did not have bad credit you would not be dealing with them anyways. It's a duplicate by the same member or copied text. Business Details. Anonymous PissedConsumer Oct 05, Reply 2 1.

And the rate your going it seems you will always be that way. Customer Reviews. I don't see the problem You can get repoed even after 1 day is a company chooses to do so. Some of you heartless people quick to judge others like the grass always going to be green on your side when u sign up with credit acceptance they let u know if you some how moving or lose a job you can get your payments deferred from what I was told when I bought my Chevy Cruze everybody have a point in there lives when they may need help and for people to sit and criticize I'll let God handle that he always come right on time.

Every time I dispute itit gets corrected and restores my score until the next update in which they do it again. New Visitor. Some months it even decreases even though no payments are being made and there is no activity on the account.

I am the author of review and would like to remove it. It has recently been reported as closed in July and then closed again in September. Reply 2 0. She then tells me the payment I made was "Returned" Now, I am just upset!

Company Name. Anonymous PissedConsumer Oct 22, If you would've paid the balance would you have had to pay the full amount in cash? Anonymous PissedConsumer Jan 29, PissedConsumer Here's what I would do. It's posted to the wrong business. Message 31 of Valued Contributor. In general, American Credit Acceptance will work with you before resorting to repossession.

This business is closed or doesn't exist. I agree to TOS Cancel. Each month they have also been reporting the account as newly closed, usually reporting its closed date as the day the update to the account is submitted to credit bureaus. That's what you agreed to when you got the car. You have a contract and a due date. Before repossessing your car, American Credit Acceptance will how repair credit to contact you. After speaking to the supervisor it took 10 mins for her to come back on the line and say they are releasing the with no charges to me.

Review is a subjective opinion of Ayrton of Havertown, PA. Comment the review as American Credit Acceptance verified representative. On July 13th I get 3 calls while I am at work, finally I answer and it's the collections dept. So why then did it not update on your end?! I got the money together and paid it in full within 24 hours. I sounds like you are asking them to excuse you from paying what you owe. Re: Anyone have experience with Credit Acceptance auto loans? Anonymous PissedConsumer Nov 05, Anonymous PissedConsumer Aug 15, PissedConsumer cant wait until you have troubles so we can all call you ignorant.

Anonymous PissedConsumer Jul 08, Anonymous PissedConsumer Oct 02, Location: Philadelphia, Pennsylvania. I have past copies of my credit report showing that the date the account closed has changed several times to make the account appear as a new delinquency preventing my credit score and credit file from improving.

Sometimes bad things happen to good people. Private message. I think you should start a class action lawsuit over this If you're late, they are going to come after your car. Get a life. Customer Complaints. Wondering, "Can my car be american credit acceptance repo company if I make partial payments? Anonymous PissedConsumer Oct 21, Reply 1 1. Review is a subjective opinion of Tammy j of Frankfort, Credit organizations act definition. Since March of Credit Acceptance has been consistently reporting an incorrect charge off amount that changes and fluctuates every month.

Post comment Cancel. I was done with her then I said I want your supervisor it took another 15 mins her arguing with me before she would put her supervisor on the phone. Comment review. Good thing the bus is running huh?

They are trying to sue me for crazy money plus full interest We did these loans fresh out of bankruptcy and were not told that they were not traditional lenders or we never would have gone that rout. You have a contract and a due date.

When I first joined this forum I was on my way up. Private message. Post comment Cancel. They never contacted me after the many attempts I had made. It's posted to the wrong business. Anonymous PissedConsumer Jul 26, Reply 0 0. Share your review. My son is in this situation and his car is in process of being reprocessed.

It's inappropriate or not family friendly. It contains commercial or promotional content. BBB Business Profiles may not be reproduced for sales or promotional purposes. Customer service. Comment the review as American Credit Acceptance verified representative.

Message 6 of Message 7 of It is definitely affecting my ability to get credit. And they did garnish my paycheck, four times. Thank You for Your Reply! I am the author of review and would like to remove it. As with reinstatement, this requires the cooperation of the lender. Additional Fees. Carl M. American Credit Acceptance Reviews. Can I ask you how much time do they give you to get your car back? Location: Philadelphia, Pennsylvania. What is the car repossession process? Message 5 of EEdtied: deleted because I saw your response.

We explain how it works, whether you can stop a repossession, your options if you can't make payments, and more. They're not vultures, you just suck at Life. Review is a subjective opinion of Ayrton of Havertown, PA. If you did not have bad credit you would not be dealing with them anyways.

Nice to see the heartless employees of ACA getting on here to comment. The only thing that sucks is your credit,if you are a credit acceptance customer. Company Name. It's inappropriate or not family friendly. Product or Service Quality. I am a single mother, who could not afford the garnishment, and it really put a strain on me.

The second one, the never set up the auto pay, yet cashed my checks and claimed they didn't have my info I put huge downpayments. Contact Review Author. Redeem the car: Purchase your vehicle in full, paying off not only the amount that you owe but the entire loan, plus any associated fees. Contact Review Author. This business is closed or doesn't exist.

I don't see the problem You can get repoed even after 1 day is a company chooses to do so. American Credit Acceptance - Illegal Repo. Sometimes https://creditrepair.moe/kc-credit-repair.html things happen to good people.

I filed bankruptcy to clear this up, and I will make sure that everyone I speak to is fully aware of Credit Acceptance Corp and their sneaky tactics and what a low-life group of scum is employed there. Terms of Service. Sorry talk and text on iPhone sucks I just feel the need to comment on this because credit acceptance porked me bad Good to know that you're perfect Henry. Comment review. And the sad part is that I would have gladly worked out some type of arrangement with them had I been given the opportunity.

If you want your response to count towards your company rating, you can also leave a comment for this review. This business is closed or doesn't exist. I agree to TOS Cancel. Company Name. It's posted to the wrong business. We are processing your message. Get a become a credit repair specialist. It's a duplicate by the same member or copied text. I sounds like you are asking them to excuse you from paying what you owe.

You can try to reach review author by writing a comment to the review or try one of our business solutions.

Anonymous PissedConsumer Oct 21, Reply 1 1. Convert into review Leave as comment. It has been downhill every since and I can't seem to get them back up. I told them I mailed my payment the credit repair law firm they told me to best credit repair services near me my check and I waz a day late and a dollar short.

Terms of Service. American Credit Acceptance Reviews. I told them it wasn't my fault they hadn't received my payment. Fax Numbers Primary Fax. American Credit Acceptance will follow the repossession regulations for each state. Private messages do not impact your company rating.

All of my accounts are paid on time. You can try to reach review author by writing a comment to the review or try one of our business solutions. Write a private message as Credit Acceptance verified representative. I will see a slight score raise for a couple of weeks then Credit Acceptance reports again and its back down again. We are processing your message.

After calling my local police department, I determined before I file a stolen vehicle report, Learn more here should call ACA to see if there was an issue.

Reply 2 1. It will come around some day and bite them back. I agree to TOS Cancel. If you want your response to count towards your company rating, you can also leave a comment for this review.

The rep I spoke to, Jessica A, informed me that they had repossessed it due to my account being delinquent for days. I told them to check there mail this is not my fault. Comment the review as American Credit Acceptance verified representative. Comment the review as American Credit Acceptance verified representative. Private messages do not impact your company rating.

Email Addresses Email this Business Primary. As ofrebuilding Message 32 of Message 33 of Moderator Emerita. Write a private message as American Credit Acceptance verified representative. It is important to note, however, that many states allow repossession after just one missed payment. I agree to TOS Cancel. Thank You for Your Reply!

Grow up and pay your bills on time! Anonymous PissedConsumer Oct 22, If you would've paid the balance would you have had to pay the full amount in cash?

Our content is free because we may earn a commission if you purchase products after clicking ads do credit repair how to our website. Write a private message as American Credit Acceptance verified representative. Good luck! Anonymous PissedConsumer Jul 26, Reply 0 0. If you want your response to count towards your company rating, you can also leave a comment for this review.

We explain your options, including lenders that may work with you and how to go about getting a loan, american credit acceptance repo company. I got the money together and paid it in full within 24 hours.

On July 13th I get 3 calls while I am at work, finally I answer and it's the collections dept. Terms of Service. Anonymous PissedConsumer Nov 05, Anonymous PissedConsumer Aug 15, Now my TU and EQ score are back to low s each one having only one negative account Credit Acceptance That was short lived. American Credit Acceptance - Illegal Repo. American Credit Acceptance - Had car repossed after just being behind one payment! It is possible to get a car loan after a repossession?

Comment the review as Credit Acceptance verified representative. It was rude they way they talked and are still call 6 times a day or more. Would any of you sorry serial deadbeats be upset if the boss says "payday is delayed, can you help me by taking less pay this week"? If you want your response to count towards your company rating, you can also leave a comment for this review.

You can try to reach review author by writing a comment to the review or try one of our business solutions. So why then did it not update on your end?! It's inappropriate or not family friendly. Private messages do not impact your company rating. Read More Business Details. Anonymous PissedConsumer Jan 14, Reply 0 2. Advertisements Some advertisers may pay us for this ad to appear on our website or provide us with a referral fee.

I wish you had a recording that you could show a lawyer or some email documents to make a case.

You can try to reach review author by writing a comment to the review or try one of our business solutions.

It's inappropriate or not family friendly. By feb, I was almost three months behind in my payments. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.

It's a duplicate by the same member or copied text. Did you mean:. Contact Information. Search instead for. Customer Complaints. I submitted all the information she needed for a deferment. They cleared the fault codes again and had me pick it up. Private messages do not impact your company rating.

They are predators. Thank you ,Sincerely Barbara Nevins. If you want your response to count towards your company rating, you can also leave a comment for this review. I wish someone could look into this matter as to this is very upsetting to me. I talked to a women named Patty several times, and credit repair help to her my situation. Full Name Job Title Email.

Of I received numerous calls about the payment ,and explained the situation to many of the people from the ACA office. I reported the problems the car was having within the first week to Credit Acceptance and in November of they spoke with the dealer who was in possession of the vehicle to diagnose the problems and they told me and the dealer that they pass on it. It contains commercial credit repair names promotional content.

We detail the American Credit Acceptance repossession policy, including article source you'll receive notice beforehand and what to do if your car is repossessed.

Anyone have experience with Credit Acceptance auto loans? That she would defer one payment on the back of my payments. I wish to receive email notifications about future comments. I had just bought the car in March of It had a 6 month dealer issued warranty but because they were informed the financed company passed it was never repaired.

I have read and agree to the Pissed Consumer Terms of Service. She then changed it to the card you are paying with is saying it's a stolen card. It includes private information.

Before repossessing your car, American Credit Acceptance will attempt to contact you. Apparently the dealer cleared the fault codes and sold me a Range Rover in need of a new transmission and faulty air suspension which was the reason that the finance company passed on it in the first place. I said I have my statements saying you are getting the money.

Anonymous PissedConsumer Mar 21, Reply 1 0. I paid I paid on the account as much as I could afford, leaving me one payment behind and late fees. Review is a subjective opinion of PissedConsumer We started to leave and they said lets see what we can do.

Then they take advantage of you with promises only to pacify you. I am affiliated with this business and need to report something about this review or business. Location: Troy, Alabama.

Anonymous PissedConsumer Jul 26, Reply 0 0. It's a duplicate by the same member or copied text. I just got another job in Feb. I would like to get the car back but I do not have plus dollars if I had that I wouldn't have lost the car. Anonymous PissedConsumer Sep 09, Reply 0 0. Anonymous PissedConsumer Aug 17, Anonymous PissedConsumer May 04, Do your bolt on be still on the car like subs or rims.

The company is likely to repossess sooner if you have a short account history or often miss payments, representatives told us. I agree to TOS Cancel. The full back story is that the car never ran for more than a week when I bought it.

Well one day I came out to leave my job and a tow truck was credit repair simulator my car quite credit repair corpus christi amusing. I called ACA and spoke to Jessica in the redemption department.

Showing results for. We explain how to reclaim your personal property from the car, whether you can get the car back, fees, and more.

It's inappropriate or not family friendly. Sexual exploitation of children. Customer Reviews. I was done with her then I said I want your supervisor it took another 15 mins her arguing with me before she would put her supervisor on the phone. We ended up with a nice car with a nice package of extras but instantly the deal started off BAD! Your Email. Sexual exploitation of children.

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